Bitcoin investing made easy
Access the low fees and world-class security standards of StashAway’s Bitcoin ETF Portfolio with just a few clicks. Confidently investing in Bitcoin has never been easier.
We’re licensed by the Securities Commission Malaysia (Licence eCMSL/A0352/2018)
The easier and safer way to invest in Bitcoin
Effortless Bitcoin investing
✓ Invest in Bitcoin as easily as you invest in the S&P 500
✓ No minimums, no maximums
✓ Say goodbye to the complexities of crypto exchanges: no wallet, no private key, no technical jargon needed
Regulated and secure
✓ Invest in a regulated Bitcoin ETF on a trusted platform
✓ Your Bitcoin investment is held securely by an institutional custodian
Low, transparent fees
✓ Keep more of your returns with our simple fee structure
✓ No trading fees, no withdrawal fees, no hidden costs
✓ Just a low annual management fee (0.3%* p.a.) and the ETF's expense ratio (0.25% p.a.)
Know exactly what fees to expect
StashAway Fee | Traditional Crypto Exchange Fees |
|---|---|
Management fee: 0.3%* per year ETF Expense Ratio: 0.25% per year | Trading fees of 0.1-0.6% per trade that vary by order type, volume, and exchange Withdrawal fees that differ by cryptocurrency and method Network fees that fluctuate unpredictably Possible additional fees for deposits and platform usage |
* A single ETF portfolio with StashAway, such as the Bitcoin ETF Portfolio, has a management fee of 0.3% p.a. Learn more about our pricing here.
Bitcoin ETF: Simple, Secure, and Effective
StashAway’s Bitcoin ETF Portfolio is currently invested in the Fidelity® Wise Origin® Bitcoin Fund. Fidelity® is one of the world's largest asset managers, with $15 trillion USD in assets under management.
💡What is a Bitcoin ETF?
A Bitcoin ETF (Exchange Traded Fund) is like a basket holding a large amount of Bitcoin. When you invest in the ETF, you're buying a share of this basket. The ETF is managed by a fund manager who handles the complexities of buying, selling, and securing the underlying Bitcoin.
This means:
- Effortless management: No need to worry about the complexities of managing Bitcoin yourself.
- Institutional-grade security: Your investment is held securely by an institutional custodian.
- Flexibility and control: Add or withdraw funds at any time with no extra fees.
How do I know this is the right choice for me?
The Bitcoin ETF Portfolio is for you if…
✓ You're looking for a simple and secure way to invest in Bitcoin. StashAway makes it as easy as investing in any other ETF.
✓ You want to avoid complex fees on crypto exchanges. Our transparent management fee and the ETF's low expense ratio are the only costs you'll encounter.
✓ You prefer a trusted platform for your crypto investments. StashAway is regulated by the Securities Commission Malaysia, and your Bitcoin is held by an institutional custodian.
✓ You're seeking potential growth in the longer term, and don’t shy away from risk and volatility to obtain it.
Ready to venture into Bitcoin?
Bitcoin presents an interesting portfolio addition for investors willing to take increased risk in exchange for the potential of higher returns. Plus, it can be exciting to have a stake in what many herald as the future of finance.
Before you invest, consider…
1. Your risk tolerance: Cryptocurrency, including Bitcoin, is an emerging asset class, making it extremely risky. We recommend allocating a maximum of 5% of your net worth.
2. Your volatility tolerance: Crypto markets are highly sensitive to news and public perception. Regulatory updates, technological advancements, or simple comments from high-profile individuals can trigger rapid price changes. Historically, the most significant gains in Bitcoin have come from holding it over the long term.
Start investing with just a few clicks
Effortlessly invest in Bitcoin with StashAway
Frequently Asked Questions
How do I invest in a Bitcoin ETF with StashAway?
Investing in a Bitcoin ETF with StashAway is simple and straightforward. Here's how you can get started:
- Sign up for a StashAway account: The process is quick and easy, and you can do it all through the StashAway app: Download on the App store (iPhone) | Download from Google Play (Android) | Download from the App Gallery (Huawei) | Sign up on the web
- Choose the Bitcoin ETF Portfolio: This portfolio is available as a template under our Flexible Portfolios. Navigate to the “Invest” tab at the bottom of your StashAway home screen. You can find the Bitcoin portfolio under “Custom Portfolios” in the main selection, or by applying the “Crypto” filter.
- Create your portfolio and set your target allocation: By default, 99% of the Bitcoin ETF Portfolio is allocated to Bitcoin, with a 1% allocation to cash. Fees are paid monthly with the 1% cash allocation in your account. You have the option to add other ETFs from our full ETF selection, including an Ethereum ETF if you are interested in a diversified exposure.
- Fund your portfolio: Transfer funds into your new portfolio from a bank account or another StashAway portfolio. There is no minimum investment requirement.
- Monitor your investment: Once you're invested, you can easily access the performance of your Bitcoin ETF Portfolio through the StashAway app.
What are the risks and benefits of investing in a Bitcoin ETF?
While Bitcoin ETFs offer many advantages, it's important to be aware of the potential risks. ETFs are traded during regular market hours, unlike crypto exchanges that operate 24/7. This means you will not be able to buy or sell your ETF shares immediately if there's a significant price movement outside of trading hours. This makes a Bitcoin ETF most suitable for investors who are not looking to trade. Also, Bitcoin is known for its price volatility, and even though you're investing in an ETF, the value of your investment can still fluctuate significantly. There's no guarantee that Bitcoin will continue to increase in value.
With this context, investing in a Bitcoin ETF through StashAway offers several benefits. You don't need to worry about the complexities of navigating cryptocurrency exchanges. Furthermore, StashAway is a regulated platform and your Bitcoin investment is held by an institutional custodian. In addition, you'll enjoy low and transparent fees. Finally, you can seamlessly manage your Bitcoin investment alongside your other assets on the StashAway platform, making it easy to track your portfolio, understand your overall risk exposure and adjust your allocation as needed.
What are the fees associated with investing in a Bitcoin ETF with StashAway?
When you invest in our Bitcoin ETF Portfolio, you'll only ever encounter the following fees:
- StashAway Management Fee: A single ETF portfolio with StashAway, such as the Bitcoin ETF Portfolio, has a management fee of 0.3% p.a. Our annual management fee for portfolios with multiple ETFs ranges between 0.2% p.a. and 0.8% p.a. There's no minimum investment amount and no subscription, switching, or rebalancing fees. We apply a currency conversion spread of 0.29% for USD based portfolios which includes the underlying fee of our FX vendor. This spread is the lowest you'll find, beating out banks, brokerages and digital FX providers. Learn more about our pricing here.
- ETF Expense Ratio: This is an annual fee charged by the fund manager (Fidelity®) to cover the costs of operating the ETF, such as managing the underlying Bitcoin holdings and administrative expenses. The expense ratio for the Fidelity® Wise Origin® Bitcoin Fund (FBTC) is 0.25% p.a.
The StashAway management fee is deducted from your account balance on a monthly basis. The ETF expense ratio is already reflected in your returns.
Should I invest in a Bitcoin ETF or buy Bitcoin directly?
Choose a Bitcoin ETF if you prioritise simplicity, security, and ease of use. This option is suitable if you're comfortable with conventional exchange trading hours and are taking an investment approach focused on Bitcoin's potential growth over time.
On the other hand, you can consider buying Bitcoin on a crypto exchange if you prefer the flexibility of 24/7 trading. This approach is suitable if you're comfortable with the technical complexities and security risks associated with managing your own Bitcoin wallet and navigating crypto exchange platforms.
Ultimately, the best choice depends on your individual needs, risk tolerance, and investment goals.
Does StashAway offer other crypto ETFs besides FBTC?
Yes, we do. In addition to the Fidelity® Wise Origin® Bitcoin Fund (FBTC), StashAway also offers the Fidelity® Ethereum Fund (FETH). This gives you the option to diversify your crypto holdings by investing in Ethereum, the second-largest cryptocurrency by market capitalisation.
During the portfolio creation process, you can add the FETH ETF to your portfolio alongside FBTC, or you can create a custom portfolio with other asset classes to meet your specific investment goals and risk tolerance.