How is USD Cash Yield (or T-bills) different from Simple?

Question

Accepted Answer

The USD Cash Yield portfolio invests in US Treasuries in US Dollar. The portfolio is therefore exposed to foreign exchange risk. Changes in exchange rates will affect the performance of your portfolio when viewed in ringgit. If the US dollar weakens against the ringgit, this portfolio will incur foreign exchange losses and vice versa. The yield investors will receive is in US dollar terms. This portfolio is suitable for those looking for long-term exposure to the US dollar and those seeking a low-risk yield on their US dollars.&nbsp;
StashAway Simple™&nbsp; is a portfolio suited to manage your idle cash in ringgit terms. The underlying investments are in money market funds, which hold fixed deposits and short-term investment-grade bonds. There is no currency risk exposure in this portfolio.&nbsp;