Insights

Malaysia Best Fixed Deposit Rates [Oct 2026]

Explore Malaysia's best fixed deposit (FD) rates in Oct 2026 to boost your savings. Learn how to secure higher returns and benefit from top FD options in Malaysia.

2 October 2026 Investing

Complete guide to exchange-traded funds (ETFs) in Malaysia (2026)

What ETFs are, which ETFs are listed on Bursa Malaysia, how to buy local and US ETFs, fees, US dividend withholding tax, and ETF vs unit trust.

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Ideas for every part of your financial life.

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CIO Insights

CIO Insights: Raise your odds of making millions

Here's how to increase your chances of making millions

20 August 2026

CIO Insights: How do you make millions? Give it time.

We show exactly how time in the market beats timing the market

30 July 2026

2026 Mid-Year Outlook: Half-time for the bulls

Three risks for the market in the second half, and why the bull case for risk assets still holds.

18 June 2026

CIO Insights: Earnings season, brought to you by AI

How an AI-powered earnings cycle is reinforcing the case for US equities

28 May 2026

CIO Insights: Ctrl+Alt+Delete on software?

A guide to navigating the recent volatility in the software sector

30 April 2026

CIO Insights: Navigating Dire Straits

A practical guide to markets during geopolitical shocks

19 March 2026

Markets and military conflicts: What the data shows

If you're feeling uneasy, this is when the data deserves your attention more than the headlines

11 March 2026

Market Update: The Iran conflict, and what to focus on as an investor

An update to help you cut through the noise and focus on what matters for your portfolio.

3 March 2026

CIO Insights: Unearthing opportunities in commodities

Copper, uranium, and the forces shaping these markets

26 February 2026

Market update: Navigating the recent volatility in gold and metals

Precious metals have made big moves lately, and we wanted to provide an update to help you better navigate the volatility and cut through the market noise.

4 February 2026

CIO Insights: Not every trump card wins

How to separate Trump’s political rhetoric from market reality.

29 January 2026

Market Update: Venezuela headlines - what investors should focus on

2026 started with a geopolitical bang. Over the weekend, the Trump administration intervened in Venezuela to depose its leader, Nicolás Maduro. Here's what investors should consider.

5 January 2026

2026 Macro Outlook: Just the FACTs

Fiscal policy, AI, and Trump remain in focus, but China could be a disruptive force.

18 December 2025

CIO Update: Is AI in a bubble?

With recent market volatility in mind, let's look past the headlines at what the data actually tells us.

25 November 2025

CIO Insights: Japan – still rising

We break down the four forces we see driving Japan’s resurgence and what they could mean for the country’s outlook ahead.

20 November 2025

CIO Insights: AI runs hot, jobs run cool, and the Fed runs loose

In this month’s CIO Insights, we unpack how hotter spending in AI, cooler jobs, and a looser Fed are shaping the global economy’s path.

27 October 2025

CIO Insights: China AI – Build Now, Profits Later

In this month’s CIO Insights, we explore China’s AI progress, and what it signals about the outlook for Chinese equities.

18 September 2025

CIO Insights: Good Yield Hunting

In this month’s CIO Insights, we cover the methods of evaluating income, and why you shouldn’t get carried away by yield alone

25 August 2025

CIO Insights: A pulse check on the healthcare sector

We explore why the sector may be on the mend – and why investors should pay attention

28 July 2025

2025 Mid-Year Outlook: A summer timeout?

Sun, sand, and strategy: How to prepare for the structural shifts ahead

19 June 2025

CIO Insights: Will Europe’s fiscal spark ignite real growth?

In this month’s CIO Insights, we’ll explore where the opportunities and challenges lie on the continent.

22 May 2025

CIO Insights: The long view on “Liberation Day”

In this month’s CIO Insights, we assess the investment implications of Trump's tariffs through our “FAT” lens.

24 April 2025

CIO Update: What you should know about President Trump’s tariffs

The markets have reacted strongly to Trump's tariffs – what matters is understanding what they mean for your long-term investment strategy.

3 April 2025

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Investing

Complete Guide to Opening a Stock Brokerage Account in Malaysia (2026)

Learn how to open a stock brokerage account in Malaysia. Compare 4 fee models, direct CDS and nominee custody, documents and steps to place your first trade.

Top Dividend Stocks in Malaysia: Highest Yields on Bursa 2026

The highest-yielding stocks on Bursa Malaysia, with current dividend yield, payout consistency and sector — refreshed regularly so the list reflects today's prices, not last year's.

Complete Guide to Derivatives Trading in Malaysia (2026)

Derivatives let you hedge or speculate on assets without owning them. This guide covers derivatives’ products, futures & options, steps to trade, and more in 2026.

A Complete Guide to Commodities & Derivatives Trading in Malaysia

Commodity & derivatives trading in Malaysia is primarily done through derivatives like futures and options. Learn how the market works and how to start.

ETFs vs. Unit Trusts: Which Is Right for You?

ETFs or unit trusts - which fits your investing goals better? Compare fees, liquidity and diversification to decide which one to hold in your UAE portfolio.

The S&P 500 Index: Staying invested in the US economy

Uncover the S&P 500, the leading benchmark for the US stock market. Here are some insights to get started with investing in the S&P 500 with StashAway.

How to Buy Bonds and Sukuk in Malaysia: A Beginner’s Guide (2026)

How to buy bonds and sukuk in Malaysia in 2026: Bursa-listed bonds, retail bonds via banks and FSMOne, bond funds, minimums, fees, yields and risks.

What Is ASNB? Funds, Eligibility, Dividends and How to Invest (2026)

What is ASNB? A plain guide to ASB, ASM and ASN funds: who can invest, latest 2026 income distributions, fees, risks and how to open an account.

ASB vs ASM vs ASN: Key Differences Explained (2026)

Compare ASB, ASM, and ASN unit trusts in Malaysia. Learn their differences, benefits, and which fund suits your investment goals in this comprehensive guide.

Amanah Saham Malaysia (ASM) 2026: Dividends, Eligibility and How to Invest

Learn about Amanah Saham Malaysia (ASM), its dividend rates, benefits, and how to invest for stable long-term returns in this ultimate guide.

How to Become a Millionaire in Malaysia: A Realistic Path to RM1 Million

How to become rich in Malaysia: how long RM1 million really takes, monthly investing tables, EPF and ASB returns, tax reliefs and mistakes to avoid.

REITs in Malaysia 2026: A Beginner’s Guide to Real Estate Investment Trusts

The 20 REITs listed on Bursa Malaysia, how to buy them with a CDS account, 2026 tax on distributions, yields, risks and Islamic REITs explained.

Online Trading Platforms & Apps in Malaysia 2026: Fees, Markets and How to Start

Compare trading platforms and apps in Malaysia for 2026: Bursa and US brokerage fees, minimums, markets, SC licence checks, and how to start.

Complete Guide to Unit Trust Investments in Malaysia (2026)

What unit trusts are, how they work in Malaysia, typical fees, how to buy (including EPF i-Invest), cooling-off rules and how they compare with ETFs.

Best Safe, Low-Risk Investments in Malaysia 2026: Returns Compared

Compare FDs, EPF top-ups, ASB/ASM, money market funds, bonds and sukuk in Malaysia: 2026 returns, risk, access, minimums and PIDM protection.

What you need to know before you start stock trading in Malaysia

Learn how stock trading works in Malaysia, including CDS accounts, Bursa trading hours, order types, fees, taxes, stock research and risk management.

Compound Interest Explained: How It Works and Why It's Your Best Friend as an Investor

Compound interest grows your money by earning returns on past returns. Learn the formula, see Malaysian examples and calculate the effect of regular investing.

How to Invest in Gold in Malaysia: GIA, Physical, ETF and Digital Gold Compared

Compare every way to buy gold in Malaysia — bank gold investment accounts, physical bars, gold ETFs and digital gold — on cost, spread, storage and how quickly you can sell.

Best Shariah-Compliant ETFs for Malaysian Investors: Costs and Access Compared

Which Shariah-compliant ETFs Malaysians can actually buy, what they cost, what they hold, and how to access them — screened against recognised Shariah standards.

ASB Malaysia: Dividend History, Eligibility and How to Invest (2026)

Everything on Amanah Saham Bumiputera in one place — the full income distribution history year by year, who is eligible, how to open an account, and how ASB compares to ASB 2, ASB 3 Didik and ASM.

2026 Complete List of Bitcoin ETFs with Their Fees and Holdings

Spot and futures Bitcoin ETFs compared on fees, structure, and tracking — plus how Malaysian investors can legally access them, local broker options, and tax rules.

How to Buy Stocks in Malaysia: Broker Fees Compared and a Step-by-Step Walkthrough

Open a CDS and trading account, compare what each Malaysian broker actually charges, and place your first Bursa trade — with the minimum brokerage and hidden fees spelled out.

How to Buy Bitcoin & Crypto in Malaysia: SC-Registered Exchanges Compared

Navigate the crypto scene and how to buy Bitcoin & other cryptocurrencies in Malaysia. From regulated exchanges to tips to investing safely.

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Inside StashAway

StashAway’s Q3 2026 Returns

Steady progress through an unsteady year

Why Healthcare and Pharma Are Back on Investors’ Radar

Medical innovation, AI usage, and a potential earnings recovery.

General Investing Powered by BlackRock® – September 2026 Re-optimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

1 October 2026

Celebrate Merdeka with up to RM1,000 cashback on ETF orders

Invest in ETFs this Merdeka month and get up to RM1,000 cashback.

3 August 2026

StashAway’s H1 2026 Returns

The bulls led a strong first half, and our portfolios stayed ahead

15 July 2026

General Investing Powered by BlackRock® – June 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

24 June 2026

Invest in top ETFs & earn RM 250 cashback

Global markets have been moving. Here's how to get in.

4 June 2026

StashAway's Q1 2026 Returns

Markets were volatile in Q1 2026. Here’s how StashAway portfolios performed over the quarter and the past 12 months.

16 April 2026

General Investing Powered by BlackRock® – April 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

13 April 2026

General Investing Powered by BlackRock® – March 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

4 March 2026

StashAway’s ETF Fund Investment Selection

Here are the globally-diversified, liquid, and low-cost exchange traded fund (ETFs) selection that StashAway invests in for its portfolios.

4 March 2026

StashAway’s 2025 Returns

Capturing gains across a year of shifting markets

16 January 2026

General Investing Powered by BlackRock® – November 2025 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

25 November 2025

StashAway’s Fund Selection - ETF Explorer & Flexible Portfolios

These are the assets available for you to invest through StashAway ETF Explorer and Flexible Portfolios.

11 November 2025

StashAway’s Q3 2025 Returns

Following a volatile first half, markets saw broad-based gains across most major asset classes. Here’s how the portfolios on our platform performed in Q3 2025.

16 October 2025

General Investing Powered by BlackRock® – September 2025 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

24 September 2025

Introducing Shariah Global Portfolio

The Shariah Global Portfolio combines Islamic finance principles with our globally diversified, data-driven investment strategy.

20 August 2025

StashAway’s H1 2025 Returns

Amid the global market shifts, our portfolios harnessed the power of diversification. Here’s how they performed in H1 2025.

17 July 2025

StashAway’s Q1 2025 Returns

Amid the uncertainty, our portfolios leveraged the power of diversification. Here’s how they performed in Q1 2025.

17 April 2025

General Investing Powered by BlackRock® | February 2025 Reoptimisation

Our General Investing powered by BlackRock® portfolios have been reoptimised. Analysed and guided by BlackRock®.

3 March 2025

Boost your Simple returns by 0.15%* p.a. this Lunar New Year

May your wealth scale higher this year!

24 January 2025

StashAway brings simplified, secure crypto investing in Malaysia with ETFs

StashAway, Malaysia’s largest digital investment platform, today announced the addition of Bitcoin (BTC) and Ethereum (ETH) ETFs to its platform, enabling Malaysians to invest in the two largest cryptocurrencies through a regulated and trusted platform.

23 January 2025

StashAway’s 2024 Returns

Here’s how the portfolios on our platform performed in 2024.

16 January 2025

We’re refreshing our Thematic Portfolios

Here’s how we're evolving our portfolios for today’s investment landscape

27 November 2024

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Personal Finance

CCRIS Report Malaysia 2026: How to Check, Download & Read It

Learn how to check and download your free CCRIS report in Malaysia, read 12-month repayment codes, compare CTOS, and correct errors before seeking financing.

Everything You Need to Know About PR1MA Housing in Malaysia [2026 Guide]

Explore PR1MA housing in Malaysia, with homes from RM100,000. Check eligibility, project prices, application steps and full ownership costs before you buy.

Guide to Property Sinking Fund and Maintenance Fees in Malaysia (2026)

Learn how maintenance fees and sinking funds work in Malaysia, including the 10% rule, share-unit calculations, owners' rights and late-payment penalties.

MRTA vs MLTA in Malaysia: Choosing the Best Mortgage Insurance

Compare MRTA vs MLTA in Malaysia, including cover, premiums, financed costs, claims, refinancing and takaful options, to choose suitable mortgage protection.

Strata Title vs Individual Title vs Master Title in Malaysia: Key Differences (2026)

Compare strata, individual and master titles in Malaysia. Learn ownership rights, title transfer steps, shared charges, stamp duty and essential buyer checks.

Quit Rent, Parcel Rent and Assessment Tax in Malaysia [2026]

Understand quit rent, parcel rent and assessment tax in Malaysia, with worked calculations, payment guidance and practical steps to budget for property bills.

Complete Guide to Sale and Purchase Agreement in Malaysia

Learn what a sale and purchase agreement covers in Malaysia. Compare 3 SPA types, signing steps, legal fees and buyer checks before committing to a property.

Types of Houses and Properties in Malaysia: Landed vs High-Rise, Titles and Costs

Compare 10 property types in Malaysia, from terrace homes to condos and SOHO. Understand titles, approved use and ownership costs before buying your home.

Startup Funding in Malaysia: Business Loans, Government Grants, Crowdfunding and Investors

Compare 6 startup funding routes in Malaysia, from Cradle grants to SME loans, TEKUN, ECF and P2P. Check eligibility, repayment costs and ownership trade-offs.

How to Calculate Your Net Worth in Malaysia: Formula, Examples and Ways to Grow It (2026)

Calculate your net worth in Malaysia with EPF, property, investments and debts. Use RM examples and a tracker to assess liquidity and plan how to grow wealth.

Is a Robo-advisor Right for Me?

Where to invest your money isn't always clear. We've broken down the key differences to help.

B40, M40, T20 and T15 in Malaysia (2026): Income Thresholds by Group and State

B40 is below RM5,860, M40 is RM5,860-RM12,679 and T20 is RM12,680+ a month (DOSM 2024 survey). Plus T15, state cut-offs and Budget 2027 aid.

Best High-Interest Savings Accounts in Malaysia [Oct 2026]

Highest savings rate in Malaysia: up to 6.60% p.a. (RHB Smart Account, conditions apply). Compare top picks, PIDM cover and how to unlock each rate.

What Is the Average Salary in Malaysia? 2026 Insights and Data

Malaysia's average salary is RM3,803 a month and the median is RM2,940 (DOSM, 2025). See pay by state, sector and job, plus what counts as a good salary.

13 October 2026

Malaysia Best Foreign Currency Fixed Deposit Rates [Oct 2026]

Compare the best foreign currency fixed deposit rates in Malaysia for Oct 2026. Find top FCFD options in USD, GBP, EUR, and AUD to diversify your savings and hedge against currency fluctuations.

2 October 2026

Property investment in Malaysia: How rental income, equity and appreciation build wealth

Learn how property investment in Malaysia builds wealth through rent, mortgage principal and appreciation. Calculate yield, cash flow, costs and taxes before buying.

Real Property Gains Tax (RPGT) Malaysia: 2026 rates, exemptions and investor guide

RPGT in Malaysia taxes gains from property disposals. See 2026 rates, exemptions, allowable costs, CKHT deadlines and investor examples.

Stamp Duty and Administration Fees for Tenancy Agreements in Malaysia (2026)

Tenancy agreement stamp duty in Malaysia is charged on annual rent at RM1 to RM7 per RM250. See the 2026 rates, calculation examples, fees and MyTax steps.

Should you pay off your home loan early in Malaysia?

See how home loan amortisation works, how extra payments reduce interest, and when paying off a Malaysian mortgage early makes financial sense.

Freehold vs leasehold title in Malaysia: How tenure affects your property

Compare freehold and leasehold property in Malaysia, including ownership term, financing, resale, State consent and lease renewal before you buy.

What Is a Fixed Deposit and How Does It Work in Malaysia?

How fixed deposits work in Malaysia — how interest is calculated, what happens if you break one early, whether your money is protected, and when an FD is the wrong choice.

Money Market Funds in Malaysia: Current Returns and Fees Compared

Compare Malaysia's top money market funds on recent returns, management fees, minimum deposits, and withdrawal speeds — and see how they stack up against a fixed deposit.

BUDI95 Petrol Subsidy: Who Qualifies, How Much You Save, and How to Check

Check whether you qualify for Malaysia's RON95 fuel subsidy, what the subsidised price means in ringgit saved per tank, and what to do if your eligibility check fails.

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Retirement

Is RM1 Million Enough to Retire in Malaysia in 2026?

Is RM1 million enough to retire in Malaysia? See how long it lasts at different budgets, EPF's 2026 savings targets and how to work out your number.

EPF Withdrawal Guide 2026: How and When to Withdraw from KWSP

Every EPF (KWSP) withdrawal type in 2026: Akaun Fleksibel, age 50, 55 and 60, housing, education, health, Hajj and more, with limits and how to apply.

EPF Dividend History: Every Year's Rate Plus How Your Dividend Is Calculated

The full year-by-year EPF/KWSP dividend history for Simpanan Konvensional and Simpanan Shariah, plus a plain-English walkthrough of how EPF actually calculates what lands in your account.

EPF Voluntary Contrib ution Malaysia: Guide, Benefits and Limits

An EPF voluntary contribution lets Malaysians add to retirement savings beyond mandatory payments. Compare 2026 schemes, incentives, limits, tax relief and withdrawal rules.

28 July 2026

How Much Do You Need to Retire in Malaysia?

Retirement in Malaysia may require RM390,000 to more than RM1.3 million. Compare EPF targets, monthly costs and calculate how much you need.

28 July 2026

Everything You Need to Know About the Private Retirement Scheme (PRS) in Malaysia

A Private Retirement Scheme (PRS) is a voluntary retirement investment scheme in Malaysia. Learn how the RM3,000 tax relief, fund choices, fees and withdrawal rules work in 2026.

20 July 2026

Complete Guide to Retirement Planning in Malaysia: Building Your Retirement Fund

Learn how to plan your retirement in Malaysia with EPF, PRS, and smart investments to build a sustainable income for your post-work life.

25 April 2025