Personal Finance

Malaysia Best Fixed Deposit Rates [Sep 2026]

Explore Malaysia's best fixed deposit (FD) rates in Sep 2026 to boost your savings. Learn how to secure higher returns and benefit from top FD options in Malaysia.

2 September 2026

Property investment in Malaysia: How rental income, equity and appreciation build wealth

Learn how property investment in Malaysia builds wealth through rent, mortgage principal and appreciation. Calculate yield, cash flow, costs and taxes before buying.

Real Property Gains Tax (RPGT) Malaysia: 2026 rates, exemptions and investor guide

RPGT in Malaysia taxes gains from property disposals. See 2026 rates, exemptions, allowable costs, CKHT deadlines and investor examples.

Stamp Duty and Administration Fees for Tenancy Agreements in Malaysia (2026)

Tenancy agreement stamp duty in Malaysia is charged on annual rent at RM1 to RM7 per RM250. See the 2026 rates, calculation examples, fees and MyTax steps.

Should you pay off your home loan early in Malaysia?

See how home loan amortisation works, how extra payments reduce interest, and when paying off a Malaysian mortgage early makes financial sense.

Freehold vs leasehold title in Malaysia: How tenure affects your property

Compare freehold and leasehold property in Malaysia, including ownership term, financing, resale, State consent and lease renewal before you buy.

What Is a Fixed Deposit and How Does It Work in Malaysia?

How fixed deposits work in Malaysia — how interest is calculated, what happens if you break one early, whether your money is protected, and when an FD is the wrong choice.

11 August 2026

Money Market Funds in Malaysia: Current Returns and Fees Compared

Compare Malaysia's top money market funds on recent returns, management fees, minimum deposits, and withdrawal speeds — and see how they stack up against a fixed deposit.

11 August 2026

BUDI95 Petrol Subsidy: Who Qualifies, How Much You Save, and How to Check

Check whether you qualify for Malaysia's RON95 fuel subsidy, what the subsidised price means in ringgit saved per tank, and what to do if your eligibility check fails.

11 August 2026

Best wealth management companies in Malaysia 2026

Wealth management in Malaysia spans robo-advisors, banks, financial planners and trustees. Compare licensed providers by fee, minimum and Shariah options.

Priority and Premier Banking in Malaysia: The Complete 2026 Guide

Priority and premier banking is an affluent banking tier with enhanced service and wealth benefits. Compare minimum AUM, fees, cards and PIDM protection.

How to calculate road tax in Malaysia (2026 rates and formula)

Road tax in Malaysia is based on engine capacity, vehicle class, ownership and region, or motor power for EVs. Check the 2026 rates and formulas.

MRTA, MRTT, MLTA and MLTT in Malaysia: A homebuyer's guide [2026]

MRTA, MRTT, MLTA and MLTT explain how mortgage protection works in Malaysia. Compare reducing versus level cover, costs, payouts and refinancing rules.

Best Buy Now, Pay Later in Malaysia 2026: Compare Fees, Tenures and Late Charges

BNPL lets Malaysians defer payment or split purchases into instalments. Compare Atome, SPayLater, Grab, RHB, Boost and Ryt fees and late charges.

Debt Service Ratio (DSR) in Malaysia: What It Is and How to Calculate It

Debt service ratio (DSR) measures how much net income goes to debt. Learn Malaysia's formula, what banks count, worked examples and ways to improve it.

Best E-Wallets in Malaysia: Fees, Cashback and Coverage Compared 2026

Touch 'n Go, GrabPay, Boost, ShopeePay, MAE, BigPay and Setel compared on reload fees, withdrawal charges, cashback caps, DuitNow support and yield-earning features.

29 July 2026

CCRIS vs CTOS: How to Check Your Credit Score in Malaysia (Free)

CCRIS and CTOS are not the same thing. Here's what each report shows, how to check both for free, and what actually damages your score before a loan application.

29 July 2026

First-Time Home Buyer Malaysia: Costs, Schemes and Stamp Duty Explained

What buying your first home in Malaysia actually costs upfront — stamp duty, legal fees, the deposit — plus which first-time-buyer schemes and exemptions you currently qualify for.

29 July 2026

What Is PCB (Potongan Cukai Berjadual)? Malaysia's Monthly Tax Deduction Explained

PCB is Malaysia's monthly income tax deduction from an employee's salary. Learn how PCB is calculated, why it changes and whether you still need to file taxes.

What is OPR? How Bank Negara's Overnight Policy Rate affects your savings and investments

The Overnight Policy Rate is Bank Negara Malaysia's benchmark policy rate. Learn how OPR affects home loans, savings, fixed deposits, bonds, REITs and stocks.

EIS (Employment Insurance System): What It Is, How Much You Contribute & How to Claim

Malaysia's Employment Insurance System pays temporary benefits after eligible job loss. Check EIS contribution rates, eligibility, payouts and claim steps.

Savings account vs current account in Malaysia: What's the difference and which should you open?

A savings account is for everyday banking, while a current account suits frequent or business transactions. Compare fees, interest and PIDM protection.

Types of Insurance in Malaysia Everyone Should Know About

Insurance in Malaysia covers medical bills, death, critical illness, accidents, vehicles, homes and travel. Compare each type and choose the protection you need.

Unclaimed Money Malaysia: How to Check and Claim Funds Through eGUMIS

Unclaimed money can come from dormant bank accounts, unpaid salaries, dividends or refunds. Learn how to check and claim it through eGUMIS.

Complete Guide to Robo-Advisors in Malaysia

A robo-advisor automatically builds and manages an investment portfolio. Compare Malaysia's licensed platforms, fees, minimums, Shariah options and risks.

20 July 2026

B40, M40, T20. and T15 in 2026: A Deep Dive into Malaysia’s Income Groups

Everything about B40, M40, T20, and the newly introduced T15 are Malaysia's income groups. Here's how much they earn and why does it matter.

2 March 2026

What Is the Average Salary in Malaysia? 2026 Insights and Data

Explore the latest insights on Malaysia's average salary by city, education, experience & job role. Learn how to maximise your salary and manage cost of living in Malaysia

28 February 2026